Terms & Conditions – Financial Destination
Welcome to Financial Destination. By accessing our website, programs, services, or educational materials (“Material”), you agree to comply with these Terms & Conditions. If you do not agree, please do not use our services.
1. Eligibility
Our services are intended only for individuals aged 18 years or above who can enter legally binding contracts. If you are under 18, use is permitted only with parental or guardian consent.
2. Nature of Services
All content, courses, programs, and materials are provided strictly for educational and informational purposes only. Financial Destination does not provide investment advice, trading recommendations, or guarantees of profit or income. You must consult a qualified financial advisor before making any investment or trading decision.
3. Risk Disclosure
Stock market trading and investing involve risk. Past performance does not guarantee future results. Financial Destination is not responsible for any financial losses, decisions, or actions taken based on our content.
4. Changes to Terms
We may update or modify these Terms at any time without prior notice. Continued use of our services means you accept the updated Terms.
5. Fees & Payments
Some services may be paid. Payments may be processed through third-party providers. All fees paid are non-refundable, unless stated otherwise.
6. User Accounts & Security
If you create an account, you are responsible for:
- Providing accurate information
- Maintaining confidentiality of login credentials
- All activities under your account
We are not responsible for unauthorized account use.
7. Intellectual Property
All website content, course material, logos, videos, text, and resources belong to Financial Destination or licensed owners. You may use content for personal learning only. Copying, sharing, selling, or commercial use without written permission is strictly prohibited.
8. User Conduct
You agree not to upload or share any content that is illegal, offensive, misleading, harmful, or violates any law or intellectual property rights. We reserve the right to remove such content or suspend accounts.
9. User Content & Recordings
If you participate in classes, webinars, or discussions, you grant Financial Destination permission to record audio/video and use it for educational or promotional purposes.
10. Third-Party Links & Services
We may provide links or services from third parties. We do not control or guarantee their accuracy, safety, or reliability.
11. Disclaimer of Warranties
All services and materials are provided “as is” and “as available.” We do not guarantee accuracy, completeness, uninterrupted access, or results from using our services.
12. Limitation of Liability
Financial Destination shall not be liable for any direct or indirect loss, including financial loss, data loss, or business interruption arising from use of our services.
13. Indemnification
You agree to indemnify and hold Financial Destination harmless from any claims, damages, or losses arising from your misuse of services or violation of these Terms.
14. Privacy
Use of our services is subject to our Privacy Policy, which explains how we collect and use personal data.
15. Termination
We may suspend or terminate access if you violate these Terms or applicable laws. You may stop using our services at any time.
16. Governing Law & Dispute Resolution
These Terms are governed by the laws of India. Any disputes shall first be resolved amicably, failing which arbitration will be conducted in Mumbai under the Arbitration and Conciliation Act, 1996.
17. Force Majeure
We are not responsible for delays or failures caused by events beyond our control such as natural disasters, government actions, or technical failures.
18. Entire Agreement
These Terms constitute the complete agreement between you and Financial Destination regarding use of our services.
